Gold Savings

Photo of Gold Bars

Pricing & limits

The Gold Savings Account (GSA) was built to be transparent, affordable and easy to use, with no hidden fees. When compared to most traditional forms of bullion investing, the GSA offers the best value in terms of convenience, cost, and security for its users.


Buy premium for gold2%
Sell premium for gold0%
Resulting in an effective 2% buy/sell spread
Annual gold storage fee0.35%
Calculated daily based on your average daily holdings against the closing spot price of gold. Charged on gold sale or monthly to your gold balance if the total accumulated storage fees are greater or equal to 0.01g.
Minimum annual gold storage fee0.1g
Due every account opening anniversary
PayNow/Domestic bank transfer fee0%
International wire fee0%
Please note: There might be FX or transfer fees levied by the banks facilitating the transfer that can impact the total amount we receive.
Credit card fee3.5%
Credit card payments are only accepted in Singapore Dollars (SGD) and US Dollars (USD)

Buy/Sell Limits

Minimum gold purchase/sale0.01g
Maximum daily gold purchase/saleSGD 200,000
Maximum unfunded gold purchaseSGD 20,000
Unfunded transactions have to be fully paid up within 48 hours of purchase to avoid penalty charges. More information

Deposit/Withdrawal Limits

Minimum depositSGD 0.01
Maximum deposit & withdrawalSGD 999,999.99
Minimum withdrawalSGD 10

Initial account balance limit

SGD 20,000
All accounts begin as limited accounts. The limit will be removed once your account information and submitted documentation has been verified.


You can redeem your gold holdings for Silver Bullion's best-tier pricing, on all physical gold products in our Bullion Shop in Singapore

Make sure to have enough grams of gold in your Gold Savings Account to cover the weight of the physical product multiplied by its fineness and its current premium.

As an example, to redeem a 1 kg 99.99% fine Heraeus gold bar with a 2% premium you'll need:

1000.00 * 0.9999 * 1.02 = 1019.90 grams

Truly secure your wealth
for generations.

and protect yourself from inflation

Learn more